Auto Care Alliance Offers HRA Plans to Members

Auto Care Alliance Offers HRA Plans to Members

The Auto Care Alliance has partnered with health reimbursement arrangement (HRA) provider Take Command Health to offer unique HRAs that enable small employers to reimburse their employees tax-free for health insurance premiums and medical expenses.

Employers can set an allowance and employees choose the plan that fits their needs.

Take Command offers two types of programs, a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) and an Individual Coverage HRA (ICHRA).

In contrast to a group plan, HRAs provide employers the benefit of not worrying about annual premium increases, participation rate concerns and management of underlying health risks of employees. HRAs also ensure employers are not privy to the private medical information of their employees.

As an added bonus, Auto Care Alliance members who set up an ICRA or QSEHRA plan by Dec. 2 will receive an additional $50 off their first month.

Chad Snider, an employee covered by this unique HRA, said, "I couldn't be more pleased with how my employer utilizes Take Command. I upload my proof of insurance each quarter and my reimbursements are included in my paycheck at the beginning of each month. If you don't use the full amount of your stipend in a given month it rolls over month-to-month until the end of the calendar year, which would allow a larger fund to work with for an emergency room visit or the birth of a child. The program is easy to access online and the process couldn't be smoother."

Sheri Hamilton, executive director of ACA and its Midwest alliance, said, "This IRS-compliant program allows me to be competitive with benefit offerings of large corporations and still stay within budget, while offering flexibility for employees personal needs. It is much simpler offering employees a monthly medical expense stipend through Take Command Health and not having to worry about calculating reimbursements or searching for health insurance programs and pricing that would fit all our employees' needs."

Getting your HRA set up early gives your employees who need health insurance in 2023 enough time to shop for a plan before open enrollment ends Dec. 15. Set up your HRA by Dec. 2 to take advantage of this special $50 offer. More information on the program can be found at

Source: Auto Care Alliance

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