The lawsuits acknowledge some insurers provided discounts over the emptier roads and drop in accidents and claims, but the discounts did not offer “any meaningful relief that actually reflects the reduction in cars on the road and reduced driving during the pandemic,” according to the court filings.
The rates that were charged violate state law against excessive premiums, the lawsuits contend.
The lawsuits were filed on behalf of Nevada insurance customers against State Farm, USAA, GEICO, Acuity, Liberty Mutual, Farmers, Progressive, Travelers, Nationwide and Allstate.