Monday, 02 June 2014 14:59

Farmers Insurance’s Class Action on Climate Change

Farmers filed nine class actions in April 2014 against nearly 200 communities in the Chicago, IL, area. It is arguing that local governments should have known rising global temperatures would lead to heavier rains and did not do enough to fortify their sewers and storm-water drains. The legal debate may center on whether an uptick in natural disasters is foreseeable or an “act of God.” The cases raise the question of how city governments should manage their budgets before costly emergencies occur.

“We will see more and more cases,” said Michael Gerrard, director of the Center for Climate Change Law at Columbia Law School in New York, NY. “No one is expected to plan for the 500-year storm, but if horrible events are happening with increasing frequency, that may shift the duties.”

Gerrard and other environmental law experts say the suits are the first of their kind. Lawyers for the localities will argue government immunity protects them from prosecution, said Daniel Jasica of the State Attorney's Office in Lake County, IL, which is named in the Illinois state court suit. “If these types of suits are successful—where is the money going to come from to pay the lawsuits? The taxpayers,” he said.