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Monday, 29 October 2018 20:11

MI Car Insurance Rates Reported To Be 83% Higher Than National Average



Elections 2018: Michigan Auto Insurance Reform Proposals


In 2018, residents in Michigan have made auto insurance reform a top-four issue in the November elections. The Zebra's report examines the fixes candidates are proposing for the Michigan car insurance system and how they would impact the lives and finances of Michiganders:


• Limit the "unlimited" medical benefit requirements.

• Create a medical fee schedule similar to states such as New Jersey.

• Prohibit insurers from using certain information when setting rates, such as non-driving factors including gender, marital status, occupation, education and credit score.

• Create an anti-fraud authority to conduct background checks of insurance licensees, collect and maintain fraud claims and coordinate with police in criminal investigations.

• Replace no-fault car insurance with a tort system, like neighbor state Ohio where drivers pay half as much in annual premiums.


For the full report, including original rate data, visit

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