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Friday, 05 February 2021 21:34

Investigating Auto Seat Failure Claims

Written by Charles C. Roberts Jr., Ph.D., PE, PropertyCasualty360
Figure 1. The driver’s seat collapsed backward, causing the driver to lose control of the vehicle. Figure 1. The driver’s seat collapsed backward, causing the driver to lose control of the vehicle. C. Roberts

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The claims analyst is sometimes faced with an unusual set of circumstances that may have caused an automobile accident. 

This somewhat unusual case study deals with a single automotive vehicle accident where the vehicle was a total loss, and the insured driver was injured.

 

According to the insured, he was driving on a straight road during the day, with good weather conditions, when the driver’s seat suddenly collapsed backward, causing him to lose control of the vehicle, which ended up in a ditch.

 

Examination of the vehicle resulted in the photo in Figure 1 showing the driver’s seat collapsed onto the back seat.

 

Figure 2

Figure 2

 

Figure 2 is a view of the driver’s seat support bracket on the left side. The red arrow points to a bolt that had failed, releasing the upper attachment to the seat frame from the seat recliner bracket. This will cause...


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