On January 29, 2008, Progressive received U.S. Patent No. 7,324,951 for its Concierge Service system of processing vehicle damage claims. This service aims to save drivers time and effort; Progressive takes responsibility for the entire vehicle claims/repair process following a crash. Conceived in 2000 and rolled out beginning in 2003, concierge level of claims service is promoted to save drivers time. The auto insurance claims process typically delivers a check to the customer for the amount of the repairs, leaving the customer to find a repair shop, get a rental car, etc.

Progressive’s concierge level of claims service is now available through 54 specially designed centers in metropolitan markets in the U.S. (San Diego is the only location in California, whereas Texas has locations in Austin, Dallas-Ft. Worth (Grand Prairie, Lewisville, Mesquite), Houston (North, Southeast and South), and San Antonio. In most states, the driver needs to report the claim, drop off the car and drive away in a rental car. Progressive then writes an estimate for the damage and contacts a repair facility to pick up the car and fix the damages. Once the car is repaired, it is returned to the center, the repairs are inspected and the customer is notified. When the customer returns, he or she picks up the car and drives away knowing that the repairs are "guaranteed by Progressive and the shop."

According to the J.D. Power and Associates 2007 Insurance Claims Study, the service delivers repaired vehicles back to customers faster. That study claims that Progressive’s concierge service cuts the average time from first notice of the claim to completion of vehicle repairs by an average of 4.8 days relative to the industry average.

“We continuously evaluate all of the services we offer to make sure they’re as customer friendly as possible,” said Progressive CEO Glenn Renwick. “Our customers tell us that our claims service, including our concierge service, is the most valued experience we offer. Being able to deliver our customers’ cars back to them with guaranteed repairs more than four days faster than the rest of the industry is something we’re very proud of. It’s also gratifying that the U.S. Patent Office recognizes the uniqueness of the method and, as a result, has granted a patent to protect the methodology.”

Progressive holds several other patents, including three for its usage-based insurance programs and one for its online policy servicing capabilities.